Rick Daugherty is an assistant vide president of Residential Lending with Delta Community Credit Union. Rick has over 20 years' experience originating and servicing manufactured housing loans. Rick received his undergraduate degree from Kansas State University as well as a Master of Business Administration degree from Kennesaw State University. Before joining Delta Community Credit Union, Rick was senior vice president at GreenPoint Credit as well as Green Tree. During his career, he spent time working in various locations: Missouri, Ohio, North Carolina, Virginia, Texas and Georgia.

Charles Castellano serves as the Regional Director of the Southeast U.S. at Yale, where his primary responsibilities encompass new business development and overseeing Manufactured Housing Community (MHC) and Recreational Vehicle (RV) activities within the region. With a strong focus on cultivating fresh business opportunities, Charles frequently participates in national and regional conferences while regularly visiting communities across the Southeast. This proactive approach involves engaging owners and operators to foster connections and drive growth.

Kevin Thrash spent 16 at Georgia-Pacific with progressive leadership roles in Credit Management, Project Management, and Corporate Finance. He then transitioned to banking where he has worked for the past 21 years with responsibilities in Commercial Lending and Risk Management. He is presently an Executive Vice-President at American Commerce Bank with offices in Georgia and Florida.  

American Commerce Bank is a national bank and has been an enthusiastic supporter of the manufactured home industry for many years.  

Chris San Jose is President of Lending, where he oversees the start-to-finish process of arranging loans across MHC’s, RVP’s, Self-Storage, and Multifamily properties. This process includes the front-end strategy of tailoring the ideal debt solutions for a new investment or refinance, as well as managing a team that ensures a smooth and timely closing for investors.

With over two decades of experience in the real estate and construction industry, Scott stands as a seasoned professional with a national footprint, spanning across 15+ states.

Bio Coming Soon

Mayer Husain is the Co-Founder and CEO at Octa Homes. Mayer spearhead the Group’s efforts to start developing Manufactured Housing Communities across Texas. One of the pioneers in the MHC development space, Octa Homes is providing attainable housing solutions across Houston, Dallas, Austin and Corpus Christi. The company is currently developing over 11+ million square feet land with 1,700+ pads. Mayer’s background is in private equity in emerging markets and real estate development across multi family, commercial, and master planned communities.

Chris Nicely, President of ManufacturedHomes.com & ModularHomes.com, brings nearly 30 years of expertise in factory-built housing and management. With a proven track record, he has collaborated with industry leaders, non-profits, developers, and municipalities to leverage factory-built housing for positive community development in cities such as San Bernardino, CA; Phoenix, AZ; LaGrange, TX; Danville, VA; Jackson, MS; and Detroit, MI.

Bio Coming Soon

Margo Napoles is the Executive Vice President of Tranquilo Communities overseeing operations of 18 communities in 8 states. 

She is currently the Vice Chair of the IL Manufactured Housing Association and Chair of the Legislative Committee. Having been on the Board of Directors for the last 6 years she’s successfully lobbied against Rent Control countless times and lead the team for the passage of the Assistance and Service Animal Integrity Act.